Mandating everyone buy a house

"These baskets add lovely texture and important function," Marcotte says. This week, the White House dropped a news bomb by acknowledging insurance premiums on Obama Care's exchanges will rise 25 percent in 2017.That has largely worked: The growth rate is now as slow as it's been in 50 years.In fact, since 2010, inflation in health care prices was no faster than inflation throughout the entire economy.But there's no need to go hog-wild in a furniture store three days after closing on your new home. Once you've spent some time in your new house, you'll be better able to choose items that complement your lifestyle. Drapery, blinds, and shades may not be sexy, but they should be first on your to-buy list.Buying too much now might mean restricting your flexibility later (those purple drapes really don't go with everything). "The biggest mistake new homeowners make is to run out and buy a lot of third-rate furnishings just to fill a space," says Beverly Solomon, the creative director at Beverly Solomon Design. "Have the courage and confidence to give yourself some time to get the feel of your new home before buying anything," Solomon says. Unless you've purchased a mountain home surrounded by thick evergreen trees, window treatments will keep your new home from the prying eyes of peeping toms and curious neighbors—and prevent you from being rudely awakened by early morning and afternoon sun.

That goes double if you're cursed with the infamous "boob lighting." You're not renting anymore, so there's no need to torture yourself with such terrible sins against design. Marcotte recommends picking up large plants such as ficus, palms, or the wildly popular fiddle-leaf figs to fill the space. "It's one of the simplest ways to make a new space feel like home," says Kate Ziegler, a Realtor and designer in Boston.If it doesn't and you don't have any bookshelves, pick some up to organize your stuff as well as add a touch of character."Nothing says 'cozy' and 'home' like well-curated books and meaningful accessories," says Carole Marcotte, owner of Form & Function in Raleigh, NC.Given the state of things, taking a "wait and see" approach is a very bad idea.To explain why requires a brief tour of how we got here.

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